Trajan Wealth Review

Pros and Cons of Trajan Wealth

Types of Clients

Trajan Wealth serves a broad spectrum of clients, including both individuals and institutions, such as corporations, pension funds, and charitable organizations. For the former, the firm serves both high-net-worth (HNW) individuals and those with less than $1 million in total assets.

Currently, the company doesn’t have a set account minimum to become a client. This is in contrast with many other firms, which often require tiered or steep minimum investments. Trajan Wealth does, however, mandate clients to invest at least $100,000 to participate in Overlay Capital Innovation Fund PV, LP, a private investment fund.

Financial Advisor Services

With Trajan Wealth, you’re able to receive several different advisory services tailored to your individual needs. This includes investment management, wealth management, and financial planning. When you become a client with the firm, an advisor will sit down with you to determine the services you need and build a personalized plan that fits your goals.

The firm’s core services include:

• Ongoing discretionary portfolio management
• Retirement and income planning
• Tax-efficient investment strategies
• Financial planning and goal setting
• Legacy and estate coordination
• Risk management and asset protection

Below is a more specific breakdown of Trajan Wealth’s investment advisory services, according to its Form ADV Brochure 2A:

Investment Management

Trajan Wealth offers continuous discretionary portfolio management services for individuals, families, and institutions. It builds custom strategies based on each client’s financial goals, risk tolerance, and time horizon. These strategies focus primarily on traditional assets such as:

• Stocks
• Bonds
• Mutual funds
• ETFs
• Cash
• Annuities

As a client, you’d work with a dedicated advisor to complete a confidential profile that guides a tailored asset allocation strategy. Once you sign an Investment Advisory Agreement, Trajan’s experts have the authority to make investment decisions on your behalf, excluding any restrictions you set.

Fee Structure

Trajan Wealth charges a flat advisory fee that ranges up to 1.75% of your assets under management (AUM), though in rare cases it may go as high as 2.00%. The exact fee you pay depends on factors like your account size, services provided, and any negotiated terms based on your unique situation. Fees may be higher or lower than what other firms charge, and Trajan reserves the right to change its fee schedule with 30 days’ notice.

The firm bills clients monthly or quarterly, either in arrears or in advance. Fees are automatically taken from clients’ accounts with written authorization.

Additionally, some products under Trajan Wealth may be subject to a performance-based fee structure. These are only for qualified clients who meet SEC guidelines, such as having at least $1.1 million invested at the firm or a net worth of over $2.2 million, not including a primary residence. This structure includes a:

• Management fee of up to 2.00%.
• Performance fee of up to 25% of the account’s gains.

Investment Philosophy

Trajan Wealth’s investment philosophy is built around long-term, sustainable growth tailored to each client’s unique financial goals. The firm avoids short-term speculation and market timing, instead focusing on discipline, diversification, and client-centered planning.

According to its website, Trajan Wealth bases its approach on seven core principles:

1. Long-term value creation: Prioritizing consistent growth over time rather than chasing quick gains.
2. Client-centric approach: Customizing strategies based on individual goals, risk tolerance, and life circumstances.
3. Disciplined asset allocation: Using strategic diversification to balance growth opportunities with protection.
4. Risk management as a core principle: Identifying and mitigating potential downsides to preserve capital.
5. Continuous innovation and adaptation: Staying current with market trends, technology, and portfolio strategies.
6. Cost management: Keeping fees and expenses in check to maximize net returns for clients.
7. No market timing: Avoiding attempts to predict short-term market movements in favor of long-term planning.

Disclosures

Trajan Wealth, L.L.C., is an RIA with the U.S. Securities and Exchange Commission (SEC). This status requires it to report any disciplinary history or conflicts of interest as disclosures in its annual Form ADV filing.

As of 2025, however, Trajan Wealth has no disclosures to report. This is an impressive sign of the firm’s commitment to a high ethical standard and excellent service.

Customer Service and Becoming a Client

If you need to contact Trajan Wealth with any questions or concerns, you can do so by:

• Visiting the firm’s “Contact Us” page and filling out the inquiry form.
• Calling the corporate phone number at (866) 897-1478.
• Contacting or visiting one of the firm’s local branches directly.

As of 2025, Trajan Wealth has office locations in 13 states:

• Alabama
• Arizona
• California
• Colorado
• Florida
• Georgia
• Illinois
• Indiana
• North Carolina
• Oregon
• Tennessee
• Texas
• Utah

Becoming a client with Trajan Wealth is a simple process. You can visit the firm’s website or call to book a free introductory meeting with an advisor in your area. From there, you’ll be guided through the steps of defining your goals, completing a client profile, and selecting the right services for your financial situation.

Methodology

This review is based on publicly available information directly from Trajan Wealth’s website and the SEC. Neither the firm nor its representatives have any say on what we’ve included on this page.

Frequently Asked Questions

Is Trajan Wealth a fiduciary?

As an RIA firm with the SEC, Trajan Wealth must strictly adhere to a fiduciary duty when it provides investment advice. This means that any investment or product an advisor recommends must be in your best interest at all times.

Is Trajan Wealth good?

Trajan Wealth is a reputable, fee-only RIA with over $1.9 billion in assets under management and no disclosures on its record. This is a strong sign of its ethical track record. The firm offers a wide range of financial services built around long-term and client-specific goals, including investment management, retirement planning, and wealth protection strategies.

Its investment philosophy emphasizes discipline, diversification, and risk management rather than market timing. Trajan’s relatively low barrier to entry, lack of a general account minimum, and personalized advisory model make it accessible to a wide range of clients.

That said, fees can be on the higher end (up to 1.75%, or 2.00% in some cases), and office locations are limited to just 13 states as of 2025. Still, for those looking for a relationship-driven experience with a fiduciary firm and a clear long-term approach, Trajan Wealth may be a good fit.

How do Trajan Wealth advisors make money?

Trajan Wealth advisors earn compensation based on the number of clients they serve, the complexity of clients’ needs, and the total revenue the firm earns. Additionally, the company requires professionals to disclose potential conflicts of interest before working with a client.