Savant Wealth Management Review

Pros and Cons of Savant Wealth Management

Types of Clients

Savant Wealth Management works with both individuals and institutional clients, including:

• Individuals (standard and high-net-worth)
• Pension and profit-sharing plans
• Trusts and estates
• Charitable organizations and foundations
• Corporations

Before receiving investment advice or management with Savant, you must meet a minimum account threshold of $300,000 in investable assets. In its Form ADV documents, however, the firm doesn’t note whether this or other minimums apply to financial planning services.

Financial Advisor Services

Savant Wealth Management offers a wide collection of advisory services, including the following:

• Investment management (discretionary or non-discretionary)
• Financial planning for various areas, such as
  • Retirement
  • Investing
  • Taxes
  • Your estate
  • Managing debt and risk
  • Business succession
• Accounting and consulting
• Private trust services
• Family office solutions

Comprehensive Wealth Management

Additionally, Savant features comprehensive wealth management. According to its Form ADV Part 2A, this incorporates all the firm’s available services, including the above, as needed. For instance, if you want a retirement plan, the firm may combine its financial planning and investment management services to design a roadmap and portfolio to help you reach that goal.

It’s important to note, however, that the expected net worth for this service can be higher than the $300,000 for the firm’s investment advisory. Per Savant’s website, it typically works with clients in this capacity who have $750,000 in investable assets, but may make exceptions in situations where significant growth is possible.

The firm’s website also highlights that its wealth management service allows you access to a team of experts with reputable credentials and diverse experience. These include professionals with titles such as Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), and JD.

Fee Structure

Fee arrangements at Savant Wealth Management vary depending on the service you receive and the scope of work with your advisory professional. Any service that involves portfolio management uses a structure that’s based on the percentage of the dollar amount of assets under management (AUM) of your account. Conversely, planning and consulting services utilize a fixed-fee schedule.

For investment and wealth advisory, the firm charges fees that range from 0.50% to 1.50% AUM. According to Savant’s Form CRS, what you pay will depend on the size of your portfolio and the overall complexity of your situation and assets.

Fees range from $250 to $10,000 on a fixed rate for financial planning, depending on your needs and the extent of the project or portfolio.

Investment Philosophy

Before committing to an advisory firm or allowing it to manage your investments, it’s critical to understand how it approaches investing and builds portfolios. For instance, how does it manage risk? Does it handle trades on your behalf, or grant you more control? Does it use buy-and-hold strategies or more active management styles?

As an investment manager, Savant offers both discretionary and non-discretionary arrangements. In the former, your financial advisor will have the authority to manage trades on your behalf and implement strategies independently. With the latter, however, you must approve every decision.

At the outset of your relationship, the RIA adopts an approach where your professional will aim to learn more about your risk tolerance, time horizon, and goals through both questionnaires and conversations, as well as an analysis of your current asset allocation.

When constructing strategies and investing, according to its Form ADV, Savant uses model portfolios that comprise low-cost exchange-traded funds (ETFs) and mutual funds with diverse asset classes, including equities, fixed-income securities, and alternatives. The company notes that it also considers factors such as your liquidity and tax needs.

Disclosures

As a firm with an SEC registration, Savant Wealth Management must file annual Form ADV documentation. These allow the public to understand central information about the firm, including its services, fees, and business practices. However, perhaps most importantly, it also provides a window into disclosures about the company and its employees’ reputation, conflicts of interest, and disciplinary history.

According to its most recent filing in 2025, Savant has no disclosures to report. While this is a positive sign of the firm’s quality and trustworthiness, it’s always worth researching each individual financial advisor using FINRA’s BrokerCheck and the SEC’s Investment Adviser Public Disclosure (IAPD) tool.

Customer Service and Becoming a Client

If you’re an existing or prospective client of Savant, you can contact the firm in a few different ways:

• Fill out the form on Savant’s contact page.
• Call (866) 489-0500.
• Visit one of Savant’s 44 locations.

To become a client, you have a couple of options to choose from. First, you can visit Savant’s website and schedule a free, non-obligatory discovery call with an advisor. Alternatively, you may visit a local branch. Currently, Savant maintains 44 locations across 19 states:

• Alabama
• Arizona
• California
• Delaware
• Florida
• Georgia
• Illinois
• Indiana
• Iowa
• Kentucky
• Massachusetts
• Michigan
• New Mexico
• New York
• Pennsylvania
• Rhode Island
• South Carolina
• Virginia
• Wisconsin

Methodology

This review is based on publicly available information directly from Savant Wealth Management’s website and the SEC. Neither the firm nor its representatives have any say on what we’ve included on this page.

Frequently Asked Questions

Is Savant Wealth Management a fiduciary?

Savant’s status as an RIA with the SEC mandates it to uphold a strict fiduciary duty. This binds it and its advisory employees to practice with a high level of ethics, only recommending investments and strategies that benefit your interests and disclosing conflicts whenever they arise.

Is Savant Wealth Management a good advisor firm?

Savant Wealth Management holds a strong reputation. As mentioned, it holds a top 20 spot on Barron’s annual list, showcasing its high-quality standing and reputation in the wider financial advice industry. It also operates in 19 states with 44 locations, maintaining a good reach, particularly on the East Coast.

Savant’s services are wide-ranging and include many of what one would expect out of a large RIA firm, including wealth management, investment management, and comprehensive financial planning. Its costs are also generally reasonable, ranging from 0.50% to 1.50% AUM for portfolio management, although it’s unclear from the outside if these are tiered.

However, Savant generally has high minimums—starting at $300,000 for investment management and $750,000 for wealth advisory—which could make it more inaccessible to beginners or clients with emerging wealth, unless the firm exercises its discretion to waive its typical minimums.

Does Savant offer free consultations?

A common custom in the financial advice industry, Savant Wealth Management offers free initial discovery meetings. These are a good opportunity to learn more about the firm’s services and fees beyond what’s available on its website and Form ADV brochures. It also allows you to decide if you can see yourself working with its professionals long-term and trusting them with your finances and future.